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Small Loans
Doorstep Loans
Apply Online
About
Blog Posts
Contact

Further Credit

Further Credit

Step 1

Personal information

Please select your title

Enter your first name

Enter your surname

Please select date of birth

Enter mobile telephone number

Enter your email

Address details

Enter your address

Postcode

Residential status

Your household

Marital status

Children under 18

Step 2

Employment & financial information

Please note: Anything you fill in below we will need to see proof of to be considered in your application.
Learn more: Proof of I.D and income
If you receive joint benefits, please split the amount accordingly.

Select your employment status

Wage frequency
WeeklyFortnightly4 WeeklyMonthly

Enter wage amount (Numbers only 0-9)

Enter wage amount (Numbers only 0-9)

Enter wage amount (Numbers only 0-9)

Enter wage amount (Numbers only 0-9)

Do you receive universal credit?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Do you receive employment support allowance (ESA)?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

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Do you receive job seekers allowance (JSA)?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

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Do you receive disability living allowance (DLA)?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

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Do you receive child tax credits?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Do you receive child benefit?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Do you receive income support?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

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Do you receive a pension?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

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Do you receive personal independent payment (PIP)?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Do you receive carers allowance?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Do you receive working tax credits?
YesNo

Benefit frequency
WeeklyFortnightly4 WeeklyMonthly

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Enter benefit amount (Numbers only 0-9)

Do you receive any other income?
YesNo

Income name

Income frequency
WeeklyFortnightly4 WeeklyMonthly

Enter income amount (Numbers only 0-9)

Enter income amount (Numbers only 0-9)

Enter income amount (Numbers only 0-9)

Enter income amount (Numbers only 0-9)

Step 3

Financial information (Expenditure)

Please note: If you share any of the below with your partner, please split accordingly. We just need to know what you pay.

Do you pay rent or a mortgage?
Yes - I pay part or all of thisNo

Rent or mortgage frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly rent or mortgage amount (Numbers only 0-9)

Fortnightly rent or mortgage amount (Numbers only 0-9)

4 Weekly rent or mortgage amount (Numbers only 0-9)

Monthly rent or mortgage amount (Numbers only 0-9)

Do you pay council tax?
Yes - I pay part or all of thisNo

Council tax frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly council tax amount (Numbers only 0-9)

Fortnightly council tax amount (Numbers only 0-9)

4 Weekly council tax amount (Numbers only 0-9)

Monthly council tax amount (Numbers only 0-9)

Do you pay for electricity?
Yes - I pay part or all of thisNo

Electricity frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly electricity amount (Numbers only 0-9)

Fortnightly electricity amount (Numbers only 0-9)

4 weekly electricity amount (Numbers only 0-9)

Monthly electricity amount (Numbers only 0-9)

Do you pay for gas?
Yes - I pay part or all of thisNo

Gas frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly gas amount (Numbers only 0-9)

Fortnightly gas amount (Numbers only 0-9)

4 weekly gas amount (Numbers only 0-9)

Monthly gas amount (Numbers only 0-9)

Do you pay for water?
Yes - I pay part or all of thisNo

Water frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly water amount (Numbers only 0-9)

Fortnightly water amount (Numbers only 0-9)

4 weekly water amount (Numbers only 0-9)

Monthly water amount (Numbers only 0-9)

Do you pay a phone bill?
Yes - I pay part or all of thisNo

Phone frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly phone amount (Numbers only 0-9)

Fortnightly phone amount (Numbers only 0-9)

4 weekly phone amount (Numbers only 0-9)

Monthly phone amount (Numbers only 0-9)

Do you pay for food?
Yes - I pay part or all of thisNo

Food bill frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly food bill amount (Numbers only 0-9)

Fortnightly food bill amount (Numbers only 0-9)

4 weekly food bill amount (Numbers only 0-9)

Monthly food bill amount (Numbers only 0-9)

Do you spend money on transport (Public or Car Costs)?
Yes - I pay part or all of thisNo

Transport frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly transport amount (Numbers only 0-9)

Fortnightly transport amount (Numbers only 0-9)

4 weekly transport amount (Numbers only 0-9)

Monthly transport amount (Numbers only 0-9)

Do you pay for other utilities (Sky, Virgin, etc.)?
Yes - I pay part or all of thisNo

Other utility Frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly other utility amount (Numbers only 0-9)

Fortnightly other utility amount (Numbers only 0-9)

4 weekly other utility amount (Numbers only 0-9)

Monthly other utility amount (Numbers only 0-9)

Do you pay for child care?
Yes - I pay part or all of thisNo

Childcare frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly childcare amount (Numbers only 0-9)

Fortnightly childcare amount (Numbers only 0-9)

4 weekly childcare amount (Numbers only 0-9)

Monthly childcare amount (Numbers only 0-9)

Do you have other loan repayments (To companies that are not MerseyLoans)?
Yes - I pay part or all of thisNo

Other loans frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly other loans amount (Numbers only 0-9)

Fortnightly other loans amount (Numbers only 0-9)

4 weekly other loans amount (Numbers only 0-9)

Monthly other loans amount (Numbers only 0-9)

Any other expenditure?
YesNo

Other expenditure frequency
WeeklyFortnightly4 WeeklyMonthly

Weekly other expenditure amount (Numbers only 0-9)

Fortnightly other expenditure amount (Numbers only 0-9)

4 Weekly other expenditure amount (Numbers only 0-9)

Monthly other expenditure amount (Numbers only 0-9)

Step 4

Affordability conclusion

Total income after tax

£

Total outgoings

£

Monthly declared remainder

£

25% additional outgoings

£

Weekly affordability conclusion

£

Loan information

Amount you’re looking to borrow

Loan Purpose?

How would you like to receive funds?

Sort code

Bank Account Number

How would you like to pay?

Please select how you would like to pay

Please select collection frequency

Please select next payment date

Card details

Name as it appears on your card

Last 4 digits of your debit card you wish to make payments from

Expiry date
	/

Step 5

Mersey Loans

By ticking this box you give us permission to add you to our marketing list. This is so you can receive the latest updates about our services, speacial offers and more.
I Agree

Proof Of I.D & Income

Uploading proof of I.D & income using Apple devices Click Here if you are having problems.

Proof of I.D. (please upload file. JPEG, PNG, or PDF)

Proof of income (please upload file. JPEG, PNG, or PDF)

Confirmation

We take your privacy very seriously! We make sure that the data you provide to us is secure and not misused. You can view our privacy notice here: https://www.sgffinance.co.uk/privacy-policy/

By Ticking this box you agree to the use of your data as stated in our Privacy Policy.
I Agree

Through the application process, we will perform a credit check on you, this is done using Experian.
You can see how the data is used here: https://www.experian.co.uk/legal-information/terms-and-conditions.html You also agree as part of your loan application we the lender may undertake searches of your records with Credit Reference Agencies and Fraud Prevention Agencies.

By Ticking this box you agree to the use of your data as stated in the Privacy Policy.
I Agree

By ticking the box below you give permission for one of our agents to visit you at your home to discuss your application.
I Agree

By submitting this application form I agree that:

All the details stated are complete and true.
You may enquire with a Credit Reference Bureau and register this application (Read Privacy Notice).
I am not subject to any legal proceedings.
I give permission to take up any references.
I am over the age of 18.
I confirm that I am not currently in and nor do I intend to enter any type of formal or informal arrangement to manage my finances because I have a debt problem.
I understand that if I am not truthful about such an arrangement I could jeopardise the arrangement and I could be taken to court for my unpaid debts.

Todays date:

WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

£200.00 payable over 24 Weeks at £12.00 per week. Rate of interest 44% fixed; Representative 401.4% APR. Total amount payable is £288.00 . Compare the price of Home collected and other cash loans at www.lenderscompared.org.uk

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Proof of ID & Income

Contact Us
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Responsible Lenders

Compare the price of home collected and other cash loans in your area at www.lenderscompared.org.uk.

At Mersey loans we believe in lending responsibly, one of our agents will discuss your financial income, outgoings and any other commitments face to face. Loans only available to UK residents aged 18 and over.

Mersey Loans is a trading name of SG&F Finance Limited.
Address: Mersey Loans, Hamilton House, 141 Priory Road, Anfield, Liverpool, United Kingdom, L4 2SG.

Registration Number: 09569716. Authorised and Regulated by the Financial Conduct Authority. Registration Number 698284

Consumer Credit Association Founding Member.
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